Best Phone For the Buck???

Looking for a phone newer than 5.0.1 for around $200, but ideally, it should have:
USB-OTG (to hook up other gadgets & memory sticks)
Removable Replaceable battery a must, they're dangerous
8GIGS working memory RAM preferably higher
Really high storage memory
Unlocked, no bloatware or worthless bling
Refurbished to keep costs down

Does such a thing even exist?

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